Flat Annual Fee

Formula Wealth charges a flat annual fee

$20,000

To keep fees at or below 1%, we have a $2 million minimum investment requirement.

No commissions. No kickbacks. No hidden anything.

Special pricing for clients with Power of Attorney on an elderly parent:

Fee structure is used based on both households together. Example: Generation 1 (G1) is in a nursing home in her 80s. She has a $1M portfolio that will go to next generation at her passing. Generation 2 (G2) is in her 60s, managing mom's world as POA and maybe even still working full time. G2 has amassed a $2M portfolio with her spouse. G2 wants financial guidance for themselves AND for G1. Formula Wealth manages the $3M portfolio (titling accounts appropriately), all for a flat $20k (or about 0.67%).

For Ultra-High Net Worth Families:

If a married couple has a net worth of more than $20 million (or $10 million for an individual), additional services and fees apply: an additional flat $24,000 per person.

This reflects the increased complexity and time required to implement advanced estate and tax strategies designed to preserve and protect generational wealth.

This service tier provides hands-on support for the unique challenges and opportunities faced by ultra-high net worth families. It includes:

• Advanced estate tax planning and wealth transfer strategies, including gifting, entity structuring, GRATs, SLATs, and irrevocable trust design.

• Collaboration with estate attorneys to ensure documents are optimized for tax efficiency and aligned with the family’s legacy goals.

• Coordination with CPAs to align income tax planning with estate strategies and charitable giving.

• Oversight of asset titling, trust funding, and beneficiary designations to ensure consistency with the estate plan.

• Proactive multi-generational planning to prepare heirs, minimize future taxes, and ensure seamless wealth transition.

For families above the federal estate tax exemption threshold, the marginal tax on wealth transfer can exceed 40%. By proactively managing and optimizing the estate plan, we help reduce or even eliminate unnecessary taxes—potentially preserving millions of dollars for your heirs and philanthropic goals. The additional fee ensures we can dedicate the high-touch attention and coordination that this level of planning requires.

See our What We Offer page to see what is included.